Wells Fargo is offering 0.05% APY on 12 and 6 month CDs. Its rate on 3 month CDs is just 0.01% APY. These are lower than the average annual rates on CDs for the same term.
The bank is also offering special rates for different states on off-term CDs. Savers in Washington and Alaska, can get 1.01% APY on 39 month CDs and those in Alaska can earn 2.05% APY.
