Utilization Fee Daniel Guidotti 14 years ago Utilization FeeYearly fees charged by lenders on borrowers. The fees depend on the credit used by the borrower in a term loan or a credit line.Random Finance Terms for the Letter UUsanceU.S. Treasury BillU.S. Treasury BondU.S. Treasury NoteUtilityUtility ValueUtility FunctionUtilization FeeRecommended for you:Usance Utility Function U.S. Treasury Bond U.S. Treasury Note