The Fair Credit Reporting Act entitles consumers to an annual free credit report from all reporting companies, not just Equifax, Experian and TransUnion. Hundreds of specialty reporting agencies collect information about medical payments, tenant history, check-writing behaviors, … [Read more...]
Supreme Court Says Plaintiff Can’t ‘Mix and Match’ Laws to Sue Government
In its first opinion of the new term, the Supreme Court said two laws cannot be combined in order to sue the federal government for monetary damages. The unanimous decision may have sunk lawyer James Bormes’ efforts to seek financial damages from the United States for failing to … [Read more...]
Equifax Settles Federal Charges of Improperly Selling Consumer Data to Marketing Group
Equifax Information Services, LLC—one of the three major U.S. credit reporting agencies—reached a resolution yesterday with the Federal Trade Commission concerning charges the credit bureau had unlawfully sold lists of consumers who had missed mortgage payments. Equifax, as well as … [Read more...]
Supreme Court Hears Case of U.S. Violation of Credit Reporting Law
In what could be a landmark case against the U.S. government, the U.S. Supreme Court heard arguments Oct. 2 concerning whether the federal government could be held financially liable for actions not in accordance with the Fair Credit Reporting Act. … [Read more...]
