NexBank, is offering 1.40% APY on CDs for the 36-month term with a minimum deposit requirement of $10,000. On the other hand, Discover Bank, which is an online bank, is paying 1.35% APY with a minimum deposit requirement of $2,500.
Virtual Bank, Sabadell United Bank’s online division, pays 1.31% APY with a minimum deposit requirement of $10,000.