NexBank, is offering 1.30% APY on CDs for the 24 month term on a minimum deposit of $10,000. This is just enough to raise its position to the top, right past the AloStar Bank of Commerce.
The online CDs are made available nationally. A photo ID is necessary to open a CD account. The online application of NexBank lets you upload one during application process. If you have a scanned copy of your ID, you can just fax it.
