Montauk Credit Union is paying some of the best rates on its certificates of deposit.
On a deposit of at least $2,500, you can earn 2.75% APY with 84 month CDs. The same minimum deposit amount will qualify you for 2.50% APY on 60 month CDs and 1.50% APY on 25 month CDs.
To buy the certificates of deposit, you should be a member of the credit union. Anyone can become a member for free.