Savers in Massachusetts can get some of the best deals with Institution for Savings’ rates on long-term CDs.
On a minimum deposit of $500, the bank is paying 3.00% APY on 60 month CDs. Two other rates that you can earn on the same minimum deposit are 2.75% APY on 48 month CDs and 2.50% APY on 36 and 30 month CDs.