Goldwater Bank is now paying 0.80% APY on its 3 month CDs. You can avail the rate on a minimum deposit of $5,000.
The same deposit amount will earn you 0.88% APY on the bank’s 6 month CDs. The next best rate on certificates of deposit for this term is by AloStar Bank of Commerce. It is offering 0.86% APY on a deposit amount of at least $1,000. One West Bank, Ascenia, Virtual Bank and Stonebridge Bank are paying 0.85% APY on CDs for the 6 month term.