Golden 1 Credit Union is paying 1.35% APY on 60 month CDs. Savers will have to deposit at least $1,000 to qualify for the rate.
The deal is better than the average rate offered by thrifts and large banks for the 60 month term. Other standard rates on certificates of deposit at the credit union are 0.70% APY and 0.53% APY for 36 and 24 months respectively.