Some of the top rates being offered on certificates of deposit for 36 months are by credit unions.
The best among them is from Fort Knox Federal Credit Union, which is paying 2.15% APY. This is on a minimum deposit of $500. You can become a member by paying a membership fee of $15 and signing up with the American Consumer Council.
The next best yield can be earned at University Federal Credit Union. It is offering 2.08% APY. Following close with a rate of 2.07% APY, is Melrose Credit Union.
