Flagstar Bank is offering 0.95% and 0.70% APY on its 12-month and 6-month CDs respectively.
These rates however are available only to customers from outside Michigan, Georgia, and Indiana. Customers can access these rates from www.flagstardirect.com.
Customers who reside in Michigan are being offered 0.6% and 0.4% APY for 12-month and 6-month terms. While those from Georgia or Indiana are being offered 0.85% and 0.65% APY for the same terms.