At the Department of Commerce Federal Credit Union, savers from Washington DC can earn 2.80% APY on CDs for the term between 60 and 84 months.
For this, they will have to make a deposit of $500. The same minimum deposit amount will bring in 2.50% APY on CDs for the term between 48 and 59 months, and 2.05% APY for that between 36 and 47 months.