Cross River Bank, New Jersey, is paying 2.25% APY on CDs for the 48 month term. The deal can be availed on a minimum deposit of $500.
On the same minimum deposit amount, you can get 2.00% APY with 36 month CDs and 1.50% APY with 24 month CDs. Rates of 1.75% APY and 1.25% APY can be earned on 18 and 12 month CDs on a deposit amount of $500 at least.