Colorado Federal Savings Bank, offers 1.050% APY on regular 12-month term certificates of deposit. You would have to deposit a minimum amount of $5,000 to open a CD at this bank. The interest is compounded on a daily basis.
The funds are not accessible until the CD term expires and early withdrawals of funds will be subject to penalty. The bank offers 1.55% APY on 60-month CDs, 1.25% APY on 36-month CDs, 1.10% APY on 24-month CDs, and 0.80% APY on 6-month CDs.
