Earn 2.75% APY on a 38 month CD at Citizens Community Federal. You can stop by and purchase your CD if you live in Wisconsin, Michigan or Minnesota.
The minimum deposit is 5,000.00 dollars to get started. Once you purchase your 38 month CD Citizens Community Federal will pay you the CD rate of their 36 month CD. The catch is you have to periodically stop by the bank to see if the rate is higher than your 38 month CD.