Citadel Federal Credit Union is offering some of the best rates on certificates of deposit for 3 terms.
On its 38 month CD, you can earn 2.00% APY. This will require a minimum deposit of $500. The same deposit amount can bring in 1.70% APY on CDs for the 26 month term. With $500 deposit (minimum), 14 month CDs will pay 1.20% APY.