CIT Bank is offering 1.42% APY on CDs for the 36 month term with a minimum deposit requirement of $1,000. Close behind is Nex Bank, paying 1.40% APY with a minimum deposit requirement of $10,000.
Discover Bank pays 1.35% APY with a minimum deposit requirement of $2,500, while Doral Bank Direct and Virtual Bank pay 1.31% APY with a minimum deposit requirement of $1,000 and $10,000 respectively.