CIT Bank is offering a CD for the 12 month term, which pays 1.08% APY. You can bump up the CD rate once during the term in case it rises.
To buy the CD, also called Achiever CD, you will have to make a deposit of $25,000 at least. CIT’s rate is the second best. The top rate of 1.15% APY is being offered by two other banks – KeySource Bank and Doral Bank Direct.