California First National Bank, is offering 0.950% APY on 12-month term certificates of deposit with a minimum deposit requirement of $5,000.
Pacific Mercantile Bank offers 0.700% APY for 12-month CDs for a minimum deposit of $10,000, while AIG Bank offers a higher 0.800% APY for a minimum deposit of $2,500. All deposits are FDIC insured and the banks provide high interest to maximize your earnings.