Deed of Trust

Deed of Trust Terms of indenture. A bond contract. … [Read more...]

Using 3-part Dupont Analysis to Understand an Investment Opportunity

Analysts tend to focus in on how it is that a company’s returns directly relate to their personal returns by measuring the company’s ability to create a Return on Equity capital. This ROE metric has become famous as a basic benchmark for measuring the company’s ability to create … [Read more...]

Educating Yourself About the Forex Market

The forex market is the biggest financial marketplace in the world. A huge number of forex trades take place every single day and prices change constantly. The typical participants in this market are experienced investors who have a thorough understanding of how currencies fluctuate … [Read more...]

When to Co-Sign a Loan

One of the most frustrating aspects of being denied for a loan is that the application itself will decrease the borrower’s credit score, even though no actual debt transaction will actually take place. Because of this catch-22 situation, many individuals become particularly averse to … [Read more...]

Save Big Money by Shopping for Hot Deals Online

For the last several years I have shopped exclusively online for everything except food. I do this for two reasons number one being convenience and number two the huge cost savings I get. For those familiar with Bing Cash Back you know how great this program is but it's coming to a … [Read more...]

How Futures Trading Works

Table of Contents Chapter 1: What is Futures Trading Chapter 2: How Futures Trading Works Chapter 3: Futures Terminology Chapter 4: Importance of Futures Market Chapter 5: Limitations on Futures Trading Chapter 6: Factors Affecting Futures Chapter 7: Who Should Use Futures … [Read more...]

How to Calculate a Company’s Cash Conversion Cycle

The fundamental quality of an investment opportunity is a function of that particular company’s ability to convert inventory into cash more efficiently than its competitors. This capacity for generating cash from sales represents a factor known as the Cash Conversion Cycle of the … [Read more...]

Top 8 Political Scandals in France

The internet is abuzz with gossip about French President Nicolas Sarkozy and his singer-model wife Carla Bruni. An incident in case being the President's alleged drunken speech at the G8 summit. But over the years, various French politicians have been involved in much more serious … [Read more...]

Bank Account Charges and Fees

Chapter 1: Where To Open Bank Accounts Chapter 2: Which Type of Bank Account Should You Open Chapter 3: Bank Account Interest Rates Chapter 4: Bank Account Charges and Fees Chapter 5: Online Banking Chapter 6: Bank Account Facts Account Charges and Fees Paying a minimal fee … [Read more...]

Presidential Spending Throughout History

How The Government Spends Your Tax Dollars Throughout history the way our government and presidents spend money has been a huge debate. Now for the first time you can view an infographic that depicts exactly where your hard earned tax dollars have gone. Which president do you … [Read more...]

Managing Forex Trading Risk

Table of Contents Chapter 1: Educating Yourself About the Forex Market Chapter 2: Identifying Good Forex Trading Opportunities Chapter 3: Developing Your Forex Trading Strategy Chapter 4: Managing Forex Trading Risk Chapter 5: Become a Successful Forex Trader Navigate This … [Read more...]

Investing In Bonds

Chapter 1: Investing In Bonds Chapter 2: Risks Associated With Investing In Bonds Chapter 3: Where To Invest In Bonds A bond is an IOU issued by governments, companies or other financial organizations against the money you lend them. While buying stock in a company makes you … [Read more...]

How to Manage TDSR and GDSR

Having gone through the last two articles to understand what TDSR and GDSR are, we are now in a position to dig into exactly how it is that lenders look at these two metrics, and some simple strategies that borrowers can use to improve their applications through these venues. When … [Read more...]

Budget Software

Chapter 1: How to Make a Budget and Stick to It Chapter 2: Creating Personal Budget Goals Chapter 3: Assessing Your Current Financial Situation Chapter 4: Identifying Budget Focus Areas Chapter 5: Staying Committed to Your Budget Chapter 6: Budget Software Budgeting no longer … [Read more...]

What is Systemic Risk and Unsystemic Risk

There is a lot of talk in the investment industry about how investors need to be aware of the systemic risk that they are taking into their portfolios, and take measures to reduce the amount of unsystemic risk they are exposed to overall. That being said, to the average investor, this … [Read more...]

How to Buy and Sell Bonds

Table of Contents Chapter 1: What are Bond Investments Chapter 2: Categories of Bonds Chapter 3: Understanding Bond Terminology Chapter 4: Who Should Buy Bonds Chapter 5: How to Buy and Sell Bonds Chapter 6: Factors to Consider Before Buying Bonds Navigate This Page Chapter … [Read more...]

Diagonal Option Spread

Table of Contents Chapter 1: What are Option Spreads Chapter 2: Vertical Option Spreads Chapter 3: Calendar Option Spreads Chapter 4: Diagonal Option Spread Chapter 5: Trading Options with Spreads Navigate This Page Chapter 4: Diagonal Spread - Reverse Diagonal … [Read more...]

Margin Trading Terminology

Table of Contents Chapter 1: What is Margin Trading Chapter 2: Margin Trading Terminology Chapter 3: When to Use Margin Trading Chapter 4: Risks Associated with Margin Trading Navigate This Page Chapter 2: Margin Trading Terminology - Margin Account - Margin Interest - … [Read more...]

Different Types of Cash Loans

Not all financial emergencies can be anticipated in advance and many times the only way out of them is to obtain cash loans. Several types of cash loans are available to meet the financial needs of both credit worthy and bad credit borrowers. Here’s a list of the common types of cash … [Read more...]

Tracking Your Financial Planning Progress

Table of Contents Chapter 1: How to Determine Your Financial Goals Chapter 2: Setting Priorities to Reach Your Financial Goals Chapter 3: Short Term Goals vs. Long Term Goals Chapter 4: Focus on Feasible Financial Planning Goals Chapter 5: Review Your Financial Goals … [Read more...]