The online division of Louisville’s PBI bank, Ascencia is offering an APY of 0.80% on its 6-month CDs, with a minimum deposit requirement of $500. With this rate, Ascencia has become one of the leading banks offering the highest APY on CDs for this term.
Other banks that are also offering the same rate include ableBanking, EH National Bank and Colorado Federal Savings Bank. Ally bank is offering an APY of 0.75%, while AloStar Bank of Commerce is offering 0.76%. Doral Bank Direct, KeySource Commercial and Discover bank are all offering an APY of 0.75% too.