Andrews Federal Credit Union, is offering 1.91% APY on CDs for the 60-month term with a minimum deposit requirement of $1,000. The bank has reduced its rate from 2.3% to 1.91%. To purchase these certificates of deposit, you have to be a member of Andrews Federal Credit Union.
Membership at the bank requires a $5 deposit in a savings account and members can buy CDs online, over the phone or in person.