Alliant Credit Union is paying 1.40% APY on CDs for the term from 24 to 35 months.
It requires savers to make a deposit of at least $1,000 to qualify for the rate. There are other certificates of deposit at the credit union.
For the term between 12 and 17 months, it is offering 1.00% APY. The term from 4 to 5 years will earn 1.90% APY. All the rates are better than the average offered by thrifts and big banks.