AIG Bank, is offering 1.00% APY on CDs for the 12 month term. However, BOI pays 1.10% APY on its 12 month CDs. It also offers a rate “bonus” for the renewals.
Ally Bank, on the other hand provides its customers with renewal CDs for 12 month term. It pays 1.29% APY on its 12 month CDs. However, if customers want 60 month CDs, the Ally Bank pays 1.97% APY.