Those residing near an office of United Citizens Bank of Southern Kentucky, can earn 1.26% APY on its Statement Savings Accounts.
This account can be availed on a minimum deposit of $25. Savers will have to keep in mind a few of the restrictions that the bank has on this account. Two of these are – if you exceed the three free withdrawals/transfers allowed by the bank, or, if your balance falls below $25, you will have to pay $1.