Mutual of Omaha Bank, is offering 0.85% APY on high-yield online savings account for an opening balance of $25. The bank charges $5 to avoid penalty on interest withdrawals or minimum balance deficiency, and another $5 monthly fee for account maintenance.
This account comes with check writing service and free online banking service. You can also pay bills, and acquire free bank statements with this basic savings account. The bank also provides a free ATM card that can be used as a debit card for withdrawals or purchases.