Heartland Bank Direct , is offering 0.70% APY on high yield savings account. The minimum deposit requirement to open an account is $500 and there is no mandatory minimum balance requirement to earn the stipulated interest.
The bank does not charge additional fees for account maintenance with this online savings account. There is no check writing privileges attached to this account. However, you can open a checking account at the bank or link this account to your existing checking account for funds transfer.